Financial Statements in Plain English

Essential Ratios and Intro to ALM Concepts

Have you ever felt that financial people are talking in a foreign language? Now, hear in words you can understand, what the balance sheet and income statements are trying to tell you. Conceptualize how the ratios and charts can tell more of the story, and learn what management needs to do to complete the story. The program covers 9 essential ratios gap analysis and what it says about your market risk income simulations and what they do for you

Gain an understanding of the allowance for loan loss account and the system behind it, and why it is a better predictor of risk than other measurements. This material is aimed at helping non-financial professionals and especially volunteers, gain a basic understanding of the financial statements from the standpoint of, what does the Board need to know? It will give you the ability to talk conceptually about, for example, how a shift in the asset mix will affect risk, change the loss ratio, and affect the bottom line. Learn what a financial dashboard and trend charts can do for you. "The best explanation of financial statements and ALM basics I have ever attended." ~Participant, 2007 Texas Leadership Conference

Purchase the Audio CD -- listen in your car or on a PC.	Buy now $39.97 US
	Beginning April 2008, $4 of every CD sold here goes to the Filene Research Institute.
Free sample of a "dashboard" format for the essential ratios	Download PDF
Free criteria for effective trend charts	Download PDF